Visa® Debit Network Make Purchases at any store, restaurant, hotel of merchant that accepts Visa® using your Metro 1 Visa®/ATM Check Card. Purchases are automatically deducted from you Free or interest checking account. This service is free for Free and Interest checking  account members!*	Point-of-Sale (POS) Network Make purchases and/or get cash at grocery stores, gas stations, mini markets and other retail stores through the STAR POS Network and have transactions automatically deducted from your Metro 1 checking account. Using the Point-of-Sale Network is a free service to all members with a Metro 1 Visa®/ATM Check Card or ATM-Only Card and a Metro 1 checking account! (A merchant service charge may apply.)
Direct Deposit Programs Save yourself a trip to the bank by having all or a portion or your payroll, retirement, or social security check deposited directly into your Metro 1 checking or savings account. You can even arrange to have your Metro 1 loan payment made automatically.	Bank-By-Mail For members preferring more traditional methods, mail your deposit to Metro 1 and it will be posted on the same business day the Credit Union receives it. You can also reorder checks and apply for a loan or Visa® Credit Card through the mail.
Metro Online Home Banking Access your account 24 hours a day, 7 days a week. It's easy, safe, and it's FREE! All you need is a computer with an Internet connection and a browser (Netscae or Explorer) and a Metro 1 Online Access Code to:   ·         Verify account balances and account history ·         Transfer funds between accounts ·         Make online payments to your Metro 1 loan ·         View images of cleared checks ·         Download account information to Quicken and other financial software programs ·         And much more!	Metro Online Bill Payer Say "goodbye" to stamps and "hello" to a service that is convenient, easy to use, and free! Available 24/7, you can pay all of your bills quickly and safety online. Schedule one-time or recurring payments (no more forgetting to pay bills on time) and quickly determine if you have already paid a specific bill by searching your payment history.

Online Electronic Services Receive, view, print and save your Metro 1 monthly and VisaÒ statements from your personal computer! Electronic statements are received faster and are more secure (helping to prevent mail and identity theft) than traditional paper statements. Enjoy the freedom of a paperless office when you download you electronic statements to you personal computer.

Automated Teller Network 24-hour, year-round access to your Credit Union account(s) with a Metro 1 VisaÒ/ATM Check Card of ATM-Only Card.   ·         Make withdrawals, deposits, transfers and balance inquiries at any Metro 1 ATM – free of charge!   ·         Metro 1 ATMs conveniently located throughout Contra Costa County

Eligible ATM Networks Metro 1 members may use their ATM/Check Card or ATM Only Card at any ATM displaying the STAR, Plus or CO-OP logo.

CU Service Center Network Make deposits, withdrawals, transfers, loan payments, cash advances and account inquiries at any credit union that is a participant in the CU Service Center Network.***There are over 2,400 CU Service Centers nationwide. Just look for the blue CU Service Center swirl logo next to the credit union's signage. Metro 1 members may use their ATM/Check Card or ATM Only Card at any ATM displaying the STAR, Plus or CO-OP logo. When using a CU Service Center, there is no fee for deposits, withdrawals, transfers and loan payments. To find a location nearest you, call (800) CU-SWIRL.

ATM Hotlinks  The CO-OP The Star System CU Service Centers

For more information about Metro 1 Electronic Services, contact our Call Center

at (925) 682-6650 or 1-800-435-4040. 

*Subject to ChexSystems and Credit Report ratings. **Other financial institution ATMs may impose a surchard (Metro p imposes $1.00 Foreign ATM transaction Fee for Interest and Business hecking accounts only). ***No charge to make cash withdrawals, transfers, loan payments and balance inquiries at a CU Service Center. There is no charge for deposits if less than 10 checks in the deposit transaction. CUSC fees will be incurred for traveler checks, money orders, fax requests, photocopies, rolled coin, notary check withdrawals, etc. Please ask to see a Member Fee Schedule at your CU Service Center. †Not all push-button phones are touchtone phones. If you hear a clicking sound when you press a button, your phone is not a touchtone phone. Converters are available for these and rotary dial phones. Most pay phones are touchtone phones. NOTE: Rates, fees, service charges, terms and policies are subject to change. Please read the Mater Account Agreement and truth-in-Savings Disclosure, Electronic Services Agreement and Disclosure and the Schedule of Fees & Service Charges for rules and requirements regarding each account, product and service.