With no annual fee, a low Fixed Annual Percentage Rate for both purchases, cash advances and balance transfers, the Metro 1 Visa® Credit Card is one service you shouldn't be without!
You can apply for a loan anytime 24/7.
Find out how you can own your very own Visa® Credit Card today.
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Visa® Credit Card Disclosure
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Annual Percentage Rate (APR) for PURCHASES
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Classic Visa®: 12.50% to 25.95
Platinum Visa® : 11.25% to 23.50%
Starter Visa®: 19.95%
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Annual Percentage Rate (APR) for CASH ADVANCES
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Classic Visa®: 14.50% to 29.95
Platinum Visa® : 13.25% to 27.50%
Starter Visa®: 23.95%
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Annual Percentage Rate (APR) for BALANCE TRANSFERS
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Classic Visa®: 14.50% to 29.95
Platinum Visa® : 13.25% to 27.50%
Starter Visa®: 23.95%
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| Paying Interest |
My due date is at least 25 days after the close of each billing cycle. You will not charge me interest on purchases if I pay my entire balance by the due date each month. You will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
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Fees
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| Annual fees |
None |
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Transaction Fees
Cash Advance
Balance Transfer
Foreign Transactions
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Either $4 or 2% of the amount of each advance, whichever is greater (maximum fee: $50)
Either $4 or $2 of the amount of each transfer, whichever is greater (maximum fee: $50)
1% of international transaction requiring multi-currency conversion
0.8% of international transaction requiring single currency conversion
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Penalty Fees
Late Payment
Returned Payment
Automated Debit NSF
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$15.00
$28.00
$28.00
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How You Will Calculate My Balance: You will use a method called "average daily balance (including new purchases, cash advances and balance transfers)." I must see my account agreement for more details.
Billing Rights: Information on my rights to dispute transactions and how to exercise those rights is provided in my account agreement.
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During business hours call (800) 435-4040 or nights, weekends and holidays
Don’t wait, click here to Apply!
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