Free Checking Enjoy a checking account with no monthly service charges or minimum balance requirement!  You'll be hard pressed to find a checking account for less.

Interest Checking This economical checking account pays you dividends* and the low $8 monthly service charge** is waived when your daily balance is $1,500 or more.

ProMetro Checking For young adults between the ages of 18 and 24, ProMetro offers all the account access you want at a cost you can afford - nothing!

Independence Checking Are you a young teen (13-17 years of age) itching for some independence?  This checking account is loaded with free benefits to get you started.

Business Checking With a low $150 initial deposit, this checking account is perfect for a small company or individual working from home.

Deposit Insurance Enjoy peace of mind knowing your deposits are safe and fully insured. Your savings is federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA). An additional $250,000 is privately insured by American Share Insurance (ASI) for a combined total coverage of at least $350,000.

 

All Metro 1 checking accounts offer the following Free services including: Visa® ATM/Check card or ATM only card* Metro 1, CO-OP and STAR ATMs** Visa® Debit Network STAR Point-of-Sale Network CU Service Centers Metro 1's automated telephone teller, home banking, bill pay*** and e-statements

For more information about Metro 1 Checking Plans, contact our Call Center at 

(925) 682-6650 or 1-800-435-4040.

*Free, Interest, and Business Checking Accounts as well as Visa® ATM/Check Card eligibility subject to ChexSystems and Credit Report ratings.

**The Dividend Rate and annual Percentage Yields (APY) may change daily on Metro Checking Accounts. Rates and Annual Percentage Yields (APYs) are determined by the Credit Union’s Board of Directors. For specific dividend rate(s) for each type of dividend bearing account, please refer to the Current Rate sheet, which can be accessed on the Credit Union’s website at www.metro1cu.org. To have the Current rate sheet mailed to you, please contact the Call Center at (925) 682-6650 or (800) 435-4040. Dividends on Metro checking accounts are compounded monthly and will be credited monthly. The dividend period for these accounts is monthly; for example, the beginning date of the first dividend period for the calendar year is January 1^st and the ending date is January 31^st. All other dividend periods follow this same pattern of dates. The dividend declaration date follows the ending date of a dividend period, and for the example of January 31^st. If the account is closed before dividends are credited, the account will not receive the accrued dividends. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

***Automatic transfer incurs an overdraft fee. See Schedule of fees & Service Charges. $50 minimum transfer from Regular Share Account or Money Market Account. $100 minimum per transfer from your Visa® Credit Card, upon credit approval.

†Other financial institution ATMs may impose a surcharge (Metro 1 imposes a $1.00 Foreign ATM Transaction Fee for Interest and Business Checking accounts only).

NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account.