Interest Checking This economical checking account pays you dividends* and the low $8 monthly service charge** is waived when your daily balance is $1,500 or more.
·    $100 initial deposit   ·    Unlimited check writing   ·    Low monthly service charge of $8 when balance drops below the $1,500 minimum balance requirement at any time during the month
·    Earn dividends when daily balance meets the $1,500 minimum balance requirement**   ·    Visa® ATM/Check Card or ATM-Only Card*   ·    Free Metro 1 services including: Metro 1, CO-OP and STAR ATMs† , Visa®  Debit network, STAR Point-of-Sale Network, CU Service Centers, Automated Telephone Teller, Home Banking, Bill Payer and e-Statements

For more information about Metro 1 Checking Plans, contact our Call Center at 

(925) 682-6650 or 1-800-435-4040

 **The Dividend Rate and annual Percentage Yields (APY) may change daily on Metro Checking Accounts. Rates and Annual Percentage Yields (APYs) are determined by the Credit Union’s Board of Directors. For specific dividend rate(s) for each type of dividend bearing account, please refer to the Current Rate sheet, which can be accessed on the Credit Union’s website at www.metro1cu.org. To have the Current rate sheet mailed to you, please contact the Call Center at (925) 682-6650 or (800) 435-4040. Dividends on Metro checking accounts are compounded monthly and will be credited monthly. The dividend period for these accounts is monthly; for example, the beginning date of the first dividend period for the calendar year is January 1^st and the ending date is January 31^st. All other dividend periods follow this same pattern of dates. The dividend declaration date follows the ending date of a dividend period, and for the example of January 31^st. If the account is closed before dividends are credited, the account will not receive the accrued dividends. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

†Other financial institution ATMs may impose a surcharge (Metro 1 imposes a $1.00 Foreign ATM Transaction Fee for Interest and Business Checking accounts only).

NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account. 

NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account.

*Free, Interest, and Business Checking Accounts as well as Visa® ATM/Check Card eligibility subject to ChexSystems and Credit Report ratings.