Regular Share Account Offering a competitive dividend rate to all Metro 1 members, this is the basic passbook savings account required for credit union membership. To begin enjoying our products and services, make a minimum deposit of $5 and pay a one-time $10 membership fee. Dividends are paid on balances over $100.*

Holiday/Vacation Club Account Saving for the holidays or your dream vacation has never been easier. An initial $5 deposit starts your Club Account. Make automatic or monthly deposits to your Club Account throughout the year. Your savings fund is deposited into your Regular Share Account in November in time for holiday shopping, or in July for your summer vacation.   Money Market Account If you are looking for an account that offers money market dividends, this is the account for you! Unlike most money market accounts, this tiered account has few restrictions on deposits or withdrawals. A minimum deposit and balance of $2,500 will waive the $10 monthly maintenance fee and start earning you competitive dividends today.   Market, Bump-Up, and IRA Share Certificates Metro 1 offers a large selection of share certificate options with attractive terms and competitive dividend rates. Not sure which option is right for you? Stop by any Financial Center or contact us and we will happily show you which options and current rates are best for you.

Deposit Insurance Enjoy peace of mind knowing your deposits are safe and fully insured. Your savings is federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA). An additional $250,000 is privately insured by American Share Insurance (ASI) for a combined total coverage of at least $350,000.

Individual Retirement Account Start saving for your future retirement with a high-yielding interest rate and a low $25 minimum balance. Roth and Educational IRAs are also available.

For more information about Metro 1 Savings Plans, contact our Call Center at 

(925) 682-6650 or 1-800-435-4040.

*$5 monthly maintenance fee waived for members under 18 or over 62 years of age; also waived if member has another active share account (excluding Club Accounts) or active loan account. NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account.