Harvest your savings at a higher rate. This Metro 1 termed Savings Account is designed to yeild higher rates for Credit Union members. Our Market Share Certificates offer members 6 months, 9 months, 12 months, 24 months, 36 months and/or 60 months terms to choose from to deposit their money.
Features:  ·        No monthly services charges. ·        Members will receive a maturity notice 45 days prior to maturity.Dividends are paid monthly and may be applied to the Market Share Certificate balance or transferred to the member's Regular Share Account. ·        Certificate funds may be pledged as collateral security for any Credit Union Loan.

 

 

For more information about Metro 1 Market Share Certificates, contact our Call
Center at (925) 682-6650 or 1-800-435-4040.

  

 

  

Must maintain $5 in Regular Share Account. Minimum deposit to and the minimum daily balance required for the Certificate Account is $1,000 except for the 6-month tern, which is $500. If the certificate is closed & funds are withdrawn prior to maturity date of terms less than 12 months, 90 days of earned dividends will be deducted. Terms 12 months or more, will receive a 180-day dividend earned deduction. (Member's initial deposit/principle will not be affected at any point for early withdrawal.) After the account is opened, the member may not make deposits into the account until the maturity date on the Certificate. Certificates do not renew automatically. members will receive a maturity notice 45 days prior to maturity. Upon maturity all funds will be transferred to member's Regular Share Account, unless the member notifies the Credit Union to transfer the funds to a new certificate.

Dividends are paid monthly and may be applied to the Market Share Certificate balance of transferred to the member's Regular Share Account. Dividend rates may change daily.

NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account.