IRA Share Certificates Similar to Market Share & Bump-Up Certificates, IRA Certificates is a termed Savings Account designed to yield higher rates for Credit Union members. Unlike the other certificates, IRA Certificates have several tax advantages.  IRA Certificates also offers members specified terms to choose from to deposit their money. Each term has a specific rate, the longer the term the higher the dividend rates. In addition, IRA Certificate Contributions may be tax-deductable and earnings grow tax-deferred until withdrawn. Our IRA Certificates offer members 12 months, 24 months, 36 months and/or 60 months terms to choose from to deposit their money. The longer the term, the higher the rate! Stop by any Financial Center or contact us and we will happily show you which options and current rates are best for you.

For more information about Metro 1 IRA Certificates, contact our Call Center at 

(925) 682-6650 or 1-800-435-4040.

*$5 monthly maintenance fee waived for members under 18 or over 62 years of age; also waived if member has another active share account (excluding Club Accounts) or active loan account.

NOTE: Rates and policies are subject to change. Please read the Account Agreement, Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement, and Fee Schedule for regulations and changes regarding each account.