Individual Retirement Account

 

Individual Retirement Account Start saving for your retirement with a high-yielding interest rate and a low $25 minimum balance. Roth and Educational IRAs are also available. A big question weighing on the minds of many people these days is, "When the time comes, will I be ready to retire?" The term "ready" meaning, will I be financially prepared? At Metro 1, we want to make sure that our members are indeed ready for their retirement. Your financial security is very important to us, that is why we have a retirement savings account that offers a high-yielding interest rate and a low minimum balance of $25. Remember, it is never too early to start planning for your retirement.
Early IRA Investing Has its Benifits When it comes to investing for retirement the old adage, "better late than never" holds true. Contributing to your IRA at the last possible moment is obviously a better choice than making no contribution at all. By Planning for the year ahead, you'll reap a variety of benefits including: Less hurrying and fewer hassels. By depositing your money early, you'll have extra time to manage your tax paperwork and get all the advantages you're entitled to. Easier budgeting. It can be hard to come up with a lump sum contribution. By spacing out contributions throughout the year, you can save in more manageable chunks, making it more likely that you'll get as much money into your retirement accounts as you can. More interest on your savings. The sooner you make your IRA deposits, the quicker you'll start earning interest. Waiting until the last minute means you deprive yourself of tax-deferred income that could be yours. Want to completely eliminate the hassle of making IRA contributions? If so, consider setting up automatic deposits to your Metro 1 IRA account. With automatic depostis, your contributions are made regularly and according to the schedule you set up regardless of whether you are traveling, sick, or simply too busy to visit a Financial Center. We offfer Traditional, Roth, and Education IRAs that pay competative yields and are each Federally insured up to $250,000. Whether it's time to start a new IRA or roll over an existing IRA, Metro 1 makes it easy.
($25 Initial Deposit. For more disclosure information,  e-mail the Credit Union to send you an Account Agreement and Truth-In-Savings Disclosure and Electronic Services Disclosure and Agreement.)

 

 

 

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For more information about Metro 1 Individual Retirement Accounts, contact our Call Center at (925) 682-6650 or 1-800-435-4040.