Taking out a loan means one of your dreams is about to come true-for example, a new car, boat, or home improvement. But what happens to your dream when the unexpected hits? How can you make sure your family won't shoulder the financial burden of making loan payments when you can't.
Now you don't have to lie awake at night worrying about what will happen if the unexpected strikes because...
MEMBER'S CHOICE™ Borrower Security is a voluntary protection program that cancels your eligible loan balance, up to the agreement maximum, should you die before paying off your loan.
You also have the option of adding disability and/or involuntary unemployment coverage. If you become disabled due to a covered illness or injury, or become involuntarily unemployed, MEMBER'S CHOICE™ Borrower Security can cancel your monthly loan payment, up to the agreement maximum. With payment cancellation, both the principle and the interest portion of your loan payment are cancelled (up to the agreement maximum), and your loan balance declines. With MEMBER'S CHOICE™ Borrower Security, you only have to buy enough protection to cover your loan balance, and that saves you money.	Other benefits include: ·         Protects your credit rating and        collateral ·         Simple eligibility requirements ·         Fast and easy enrollment ·         Immediate coverage for eligible        borrowers ·        Convenient-fee is included in your loan          payment

For more information about Metro 1 Loans, contact our Call Center at (925) 682-6650 or 1-800-435-4040.

NOTE: All loans are subject to the Credit Union's Custom Loan Rate Policy. The custom rate for each individual loan will be assigned at the time the loan is underwritten based on the member's credit worthness, and is subject to credit approval. Advertised rates apply to Level 2. Rates, terms, policies and promotion parameters are subject to change without notice.